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Even though the real estate market in Atlanta is highly over priced, some people will never go out of business. This privileged group includes the mortgage companies. Earlier these companies sold mortgages; now they also refinance mortgages.

A mortgage company provides finance to its customers to purchase residential or commercial property with the property being purchased as collateral.

While searching for a mortgage company, one must be sure of the fact that the goal is not only to find the best rates and programs (by probing through a massive number of lenders) but also to save time and hassle by simplifying the loan procedure and reducing the formalities. So choose someone who saves you trouble, because the whole process can be quite energy sapping, both mentally and physically.

Atlanta has a large number of operational mortgage companies. One can find a lot of information about these companies online. It is important to look up and do a study on a company online, before you decide to deal with it. This will arm you with some data and information that might help you when working out a deal with them.

Some of the leading mortgage companies operating in Atlanta include Fannie Mae, Chase Manhattan Mortgage Corporation, Countrywide Mortgages, Fidelity Mortgage Lending Service, Manulife Financial Real Estate Finance and Wachovia Mortgage Corporation.

Information about other companies is available on the Internet, on web sites like Atlanta Home Services (www.atlantahomeservices.com), which lists over three hundred mortgage companies based in Atlanta. Yahoo directory and Google directory also list the websites of several mortgage companies based in Atlanta and are a good source of information.